Privacy Policy

Publication

Website publisher

American Bank of Investments S.A.
Rruga e Kavajës, Ndërtesa 27, Njësia Bashkiake nr. 10, Kodi Postar 1001, Tirana, Albania joint stock company with share capital of EUR 49,065,873.60, registered with the Commercial Registry under Court Decision no. 20830, dated 12 February 1999, having the Subject’s Unique Identification Number J91725007P

Host:

“Impuls Studio” sh.p.k. – Blv. “Gjergj Fishta”, Tower 5, Ap.4, Tirana

Legal disclaimer

The editor wishes users of the site to take note of the following points:

Terms and conditions for accessing and using the site

This website provides information to customers and non-customers of American Bank of Investments. Products and services described on the site shall be offered and used in accordance with the corresponding contractual terms and price schedules and are reserved for customers resident in Albania. This website is governed by Albanian law.

Information provided on the site

This site includes information supplied by outside companies, as well as links to sites that have not been developed by American Bank of Investments. The content of this site is intended for information only. A link to another site does not signify an endorsement of that site or of its content. You are responsible for using the information presented on such sites critically and discerningly. The publisher cannot be held liable for information, opinions and recommendations provided by these third parties. All links to this site require the editor’s prior, formal consent. You are reminded of the risks associated with electronic data transmission, including delays, omissions and inaccuracies. Information is provided “as is”, whatever the source.

The material on this site is translated from Albanian for the convenience of English-speaking readers. However, only the Albanian text has any legal value. Consequently, the translation may not be relied upon to sustain any legal claim, nor should it be used as the basis of any legal opinion. American Bank of Investments expressly disclaims all liability for any inaccuracy herein.

Pricing

Access to this site is free of charge. This does not include internet service provision and dial-up costs, which are invoiced directly by operators.

Data protection

On this page users can encounter different forms or questionnaires such as: job applications or requests for information. Different areas of these forms or questionnaires may require the input of personal data. American Bank of Investments states that the divulging of personal data is an optional requirement which users can voluntarily grant to further continue with the application for the purpose for which it is required (example: job application).

American Bank of Investments ensures that data will be collected, processed and stored by the bank in full compliance with Law no. 9887 dated 10.03.2008 “On Personal Data Protection”, amended. American Bank of Investments uses appropriate safety measures to protect the data against access by unauthorized persons and against unauthorized disclosure loss, manipulation and destruction of information.

With the completion of any form and questionnaire and clicking “continue” button, the user confirms the veridicity and accuracy of all data completed by him and recognizes the right of the bank for internal processing of the completed information, solely for the purpose requested by user. These data are not transmitted to unauthorized third parties without the consent of the customer, pursuant to Albanian legislation in force for the protection of personal data. Bank guarantees to process personal data as long as necessary to fulfill the purpose for which personal data are collected or as long as stated in Law no. 9887 dated 10.03.2008 “On Personal Data Protection”, as amended.

Pursuant law no. 9887 dated 10.03.2008 “On Personal Data Protection”, amended, the user is entitled to deliver a request to the Bank and require to access his/her personal data as well as to request the data correction or deletion in compliance with legal restrictions.

Requests for information:

  • about banking products and services: the request will be processed by the American Bank of Investments in the user’s area or by the branch that the user already deals with
  • other information, like financial disclosures and press releases, sponsorship requests: the request will be processed by Marketing department
  • if the user submits a CV on a speculative basis or replies to a job offer via the recruitment section of the website: the application will be processed by the relevant department in HR department.
  • If the user send information as suggestion or complaint the Complaints department shall deal with this inquiry
  • We may, from time to time, ask visitors to fulfill online surveys which may ask for personal contact information (like email address). Contact information from the surveys is used to get in touch with the visitor when necessary.

If you feel your privacy has been breached you can contact us at any time in any of our branches as per addresses provided in the web site. Our staff will be willing to provide you with the required assistance.

Cookies

When you log onto this site, information may be temporarily stored in your computer’s memory or on its hard drive to make it easier for you to move around the site. You hereby acknowledge that you have been informed of this practice and authorize American Bank of Investments to employ these “cookies”.

Intellectual Property

This site shall be regarded as an indivisible whole. The information it contains is strictly for personal use. Copying or transmitting any or all of this information is not permitted. All data (text, sound and images) included on the pages of this site are the sole property of American Bank of Investments S.A. or its partners. Copying, displaying or sharing all or part of the content of this site, other than for personal purposes, by any means whatsoever, is prohibited. Any breach of this rule shall constitute an infringement and may carry civil and criminal penalties. It is strictly forbidden to use or copy the name “American Bank of Investmenst” and/or its logo, individually or together, for any purpose whatsoever, and in particular for advertising purposes, without the prior written consent of American Bank of Investments S.A.

About our partners

While American Bank of Investments makes every effort to obtain its information from sources believed to be reliable, it does not guarantee that prices quoted on its site are accurate, reliable, complete and up-to-date. Market prices provided on the American Bank of Investments site are supplied by Reuters for information purposes and are intended for personal use only. These prices are subject to change without prior notice. Accordingly, American Bank of Investments accepts no express or implied liability for the accuracy, completeness or timely provision of such information.

Downloading or copying software or other information from the American Bank of Investments site shall not transfer the ownership rights to said software or information. You may not copy, either in whole or in part, transmit, whether electronically or by other means, modify or use the American Bank of Investments site for public or commercial purposes, or create links to the site without the prior written consent of American Bank of Investments. Data provided on the American Bank of Investments S.A. site are the exclusive property of their respective owners.