Home > Individuals > Deposit accounts
Most of those who want to grow their savings choose from a selection of different types of deposit.
However, we all would prefer it if the interest on the deposit were to be passed into our account more often.
ABI provides a variety of time deposits that offer a range of options, from switching interest at different times to suit the customer, e.g. every month, every three months, every year.
- 3 years deposit with quarterly interest liquidation
- 12 months deposit with quarterly interest liquidation
- 12 months deposit with monthly interest liquidation
These deposits are offered in ALL, EUR, and USD.
For all these deposits, in the event of premature closure of the account, the interest generated is lost. To prevent such a case you are advised to obtain a loan with your collateral funds or a credit card. The interest rates are very competitive.
Special Deposit Interest rates are applied by ABI from the Interest Rates Bulletin.
For more information, please visit one of our branches.
All deposit accounts of any corporate depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its countervalue in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.
For more information, please visit: Deposit Insurance Agency