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3-Year Deposit
Advantages and characteristics of the ALL deposit
- Term: 36 months
- Currency: ALL
- Interest rate up to 3.00%
- The minimum amount required to benefit from this offer is ALL 100,000
- You can withdraw the interest from your deposit annually or at maturity.
Withdrawal before maturity:
- If the client withdraws the deposit partially or in full before the maturity date, in any case it will be considered an early closure of the deposit, resulting in the loss of the interest accrued up to that moment.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
| Amount | Effective interes rate |
| 100,000 – 4,999,999 | 2.30% |
| 5,000,000 - 9,999,999 | 2.50% |
| 10,000,000 - 19,999,999 | 2.70% |
| Over 20,000,000 | 3.00% |
Advantages and characteristics of the EUR / USD deposit
- Term: 36 months
- Currency: EUR / USD
- Interest rate up to 2.60%
- The minimum amount required to benefit from this offer is EUR 1,000 / USD 1,000
- You can withdraw the interest from your deposit annually or at maturity.
Withdrawal before maturity:
- If the client withdraws the deposit partially or in full before the maturity date, in any case it will be considered an early closure of the deposit, resulting in the loss of the interest accrued up to that moment.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
| Amount | Effective interes rate |
| 1,000 - 49,999 | 2.20% |
| 50,000 - 99,999 | 2.40% |
| 100,000 - 199,999 | 2.50% |
| Over 200,000 | 2.60% |
For more information about the Deposit, please read the Deposit Bulletin.
For more information, we invite you to visit one of our branches in Tirana or in other districts.
LIMITED-TIME OFFER
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Our bank is a member of the Deposit Insurance Agency.
According to Law No. 53/2014, dated 22.05.2014, “On Deposit Insurance”, accounts and deposits at American Bank of Investments sh.a. are insured up to the amount of ALL 2,500,000 (two million five hundred thousand Lek) or its equivalent value in foreign currency by the Deposit Insurance Agency.
