Individuals

American Bank of Investments offers a 12-months term deposit in ALL, EUR and USD with the possibility to increase the deposit principal at any time during the entire time. Increase your principal at any time throughtout the deposit period and benefit interest on every additional contribution. 

Key Features of the LEK Deposit

• Term: 12 months
• Currency: ALL
• Annual interest rate: up to 2.4%
• The deposit principal can be increased at any time throughout the deposit period and benefit interest on every additional contribution. 
• No limitations on the amount or number of top-ups.
• Additional funds can be deposited at branches (cash or transfer from account) or via Online Banking.
• Interest rates vary based on the deposit amount.
• Interest is paid at maturity of the term deposit contract.
• Minimum deposit amount: 100,000 ALL
• Early withdrawal: Partial or full withdrawal before maturity is considered early termination of the deposit and results in loss of accrued interest.
• Automatic renewal: Yes — the deposit can be automatically renewed at the standard 12-month term deposit interest rates valid at the time of renewal.

Key Features of the EUR & USD Deposit

• Term: 12 months
• Currency: EUR / USD
• Annual interest rate: up to 2.00%
• The deposit principal can be increased at any time during the term, with interest earned on every top-up.
• No limitations on the number or amount of top-up transactions.
• Additional funds can be deposited at branches (cash or transfer from account) or via Online Banking.
• Interest rates vary depending on the deposit amount.
• Interest is paid at maturity of the term deposit contract.
• Minimum deposit amount: 1,000 EUR / 1,000 USD
• Early withdrawal: Partial or full withdrawal before maturity will be considered early closure of the deposit and will result in loss of accrued interest.
• Automatic renewal: Yes — the deposit can be automatically renewed at the standard 12-month term deposit interest rates applicable at the time of renewal.

Interest Rate Table