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12 Months Time Deposit with Prepaid Interest
12 Months Time Deposit with Prepaid Interest
Product's Charateristics:
- Maturity: 12 months
- Currency: LEK
- Interest rate up to 2.80%
- The minimum value to benefit from this offer is 100,000 LEK
- Get interest upon opening the deposit.
Withdrawal before maturity:
- If the client withdraws the deposit partially or in full before the maturity date, in any case it will be considered an early closure of the deposit, resulting in the loss of the interest accrued up to that moment.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
Interest Table
| Amount in LEK | Effective interes rate |
| 100,000 - 4,999,999 | 2.20% |
| 5,000,000 - 9,999,999 | 2.40% |
| 10,000,000 - 19,999,999 | 2.60% |
| Over 20,000,000 | 2.80% |
Product's Charateristics:
- Maturity: 12 months
- Currency: EURO and USD
- Interest rate up to 2.50%
- The minimum value to benefit from this offer is 1,000 EURO/1,000 USD
- Get interest upon opening the deposit.
Withdrawal before maturity:
- If the client withdraws the deposit partially or in full before the maturity date, in any case it will be considered an early closure of the deposit, resulting in the loss of the interest accrued up to that moment.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
Interest Table
| Amount in EURO/USD | Efective Interes rate |
| 1,000 - 49,999 | 2.00% |
| 50,000 - 99,999 | 2.20% |
| 100,000 - 199,999 | 2.40% |
| Over 200,000 | 2.50% |
For more information about the Deposit, please read the Deposit Bulletin.
For more information, we invite you to visit one of our branches in Tirana or in other districts.
LIMITED-TIME OFFER
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Our bank is a member of the Deposit Insurance Agency.
According to Law No. 53/2014, dated 22.05.2014, “On Deposit Insurance”, accounts and deposits at American Bank of Investments sh.a. are insured up to the amount of ALL 2,500,000 (two million five hundred thousand Lek) or its equivalent value in foreign currency by the Deposit Insurance Agency.
