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Term Deposits in ALL, EUR dhe USD
CHOOSE THE BEST OFFER AT ABI BANK
* LEK DEPOSIT *
3-YEAR DEPOSIT WITH TIERED INTEREST RATES
Advantages and features of the deposit in LEK currency:
- Maturity: 36 months
- Currency: LEK
- Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest Rate Table:
| Amout | Year 1 | Year 2 | Year 3 | AVG IR |
| 100,000 - 4,999,999 | 4.00% | 3.00% | 2.75% | 3.25% |
| 5,000,000 - 9,999,999 | 4.00% | 3.25% | 3.00% | 3.42% |
| 10,000,000 - 19,999,999 | 4.00% | 3.50% | 3.25% | 3.58% |
| Over 20,000,000 | 4.00% | 3.75% | 3.50% | 3.75% |
* EURO DEPOSIT*
3-YEAR DEPOSIT WITH TIERED INTEREST RATES
Advantages and features of the deposit in EURO currency:
Maturity: 36 months
Currency: EURO
Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest rate table:
| Amount Euro | Year 1 | Year 2 | Year 3 | AVG IR |
| 1,000 - 49,000 | 4.00% | 2.00% | 1.50% | 2.50% |
| 50,000 - 99,000 | 4.00% | 2.25% | 1.75% | 2.67% |
| 100,000 - 199,999 | 4.00% | 2.50% | 2.00% | 2.83% |
| Over 200,000 | 4.00% | 2.75% | 2.25% | 3.00% |
* USD DEPOSIT*
3-YEAR DEPOSIT WITH TIERED INTEREST RATES
Advantages and features of the deposit in EURO currency:
Maturity: 36 months
Currency: USD
Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
No interest is earned if the deposit is withdrawn within the first 18 months.
If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest rate table:
| AMOUNT USD | YEAR 1 | YEAR 2 | YEAR 3 | AVG IR |
| 1,000 - 49,999 | 4.00% | 2.00% | 1.50% | 2.50% |
| 50,000 - 99,999 | 4.00% | 2.25% | 1.75% | 2.67% |
| 100,000 - 199,999 | 4.00% | 2.50% | 2.00% | 2.83% |
| Over 200,000 | 4.00% | 2.75% | 2.25% | 3.00% |
12 MONTH DEPOSIT WITH PREPAID INTEREST
Advantages and characteristics of the deposit:
Maturity: 12 months
Currency: LEK
The minimum value to benefit from this offer is 100,000 LEK
Benefit from interests upon opening the deposit.
Interest Table
| Amount | IR |
| 100,000 - 4,999,999 | 2.10% |
| 5,000,000 - 9,999,999 | 2.40% |
| 10,000,000 - 19,999,999 | 2.70% |
| Over 20,000,000 | Negotiable |
15-MONTH LEK DEPOSIT
Advantages and features of the deposit
Maturity: 15 months
Currency: LEK
You withdraw the interest on your deposit every 3 months or on maturity
Interest Table
| 15 months’ TD | |
| AMOUNT LEK | IR |
| 100,000 – 4,999,999 |
2.20% |
| 5,000,000 - 9,999,999 |
2.30% |
| 10,000,000 - 19,999,999 |
2.60% |
| Over 20,000,000 |
Negotiable |
18-MONTH LEK DEPOSIT
Advantages and features of the deposit
Maturity: 18 months
Currency: LEK
You withdraw the interest on your deposit every 6 months.
Interest Table
| AMOUNT LEK | IR |
| 100,000 - 4,999,999 | 2.30% |
| 5,000,000 - 9,999,999 | 2.40% |
| 10,000,000 - 19,999,999 | 2.75% |
| Over 20,000,000 | Negotiable |
24-MONTH LEK DEPOSIT
Advantages and features of the deposit
Maturity: 24 months
Currency: LEK
You withdraw the interest on your deposit every year.
Interest Table
| AMOUNT LEK | IR |
| 100,000 - 4,999,999 | 2.80% |
| 5,000,000 - 9,999,999 | 2.90% |
| 10,000,000 - 19,999,999 | 3.00% |
| OVer 20,000,000 | Negotiable |
25-MONTH LEK DEPOSIT
Advantages and features of the deposit
Maturity: 25 months
Currency: LEK
You withdraw the interest on your deposit every 5 months or on maturity.
Interest Table
| AMOUNT LEK | IR |
| 100,000 - 4,999,999 | 2.20% |
| 5,000,000 - 9,999,999 | 2.40% |
| 10,000,000 - 19,999,999 | 2.60% |
| Over 20,000,000 | 2.80% |
3 years’ Time Deposit
The main features of the deposits include
- Maturity: 36 months
- Currency: LEK
- Interest liquidation every 3 months, yearly or on maturity
- Interest Table
| 3 Years Time Deposit | |
| LEK | IR |
| 100,000 – 4,999,999 | 2.25% |
| 5,000,000 - 9,999,999 | 2.50% |
| 10,000,000 - 19,999,999 | 2.75% |
| Over 20,000,000 | 3.00% |
EURO DEPOSIT
Are you looking for the best interest rates on the market? At ABI Bank you will find the offer you need!
12-MONTH DEPOSIT WITH PREPAID INTEREST
Advantages and characteristics of the deposit:
Maturity: 12 months
The minimum value to benefit from this offer is 1’000 Euro
Benefit from interest upon opening the deposit.
Interest Table:
| Amount EURO | IR |
| 1,000 - 49,999 | 1.20% |
| 50,000 - 99,999 | 1.60% |
| 100,000 - 199,999 | 2.00% |
| Over 200,000 | Negotiable |
15-MONTH EURO DEPOSIT
Advantages and features of the deposit
Maturity: 15 months
Currency: EURO
You withdraw the interest on your deposit every 3 months or on maturity
Interest Table
| Amount EURO | IR |
| 1,000 - 49,999 | 1.20% |
| 50,000 - 99,999 | 1.60% |
| 100,000 - 199,999 | 2.00% |
| Over 200,000 | Negotiable |
18-MONTH EURO DEPOSIT
Advantages and features of the deposit
Maturity: 18 months
Currency: EURO
You withdraw the interest on your deposit every 6 months.
Interest Table
| Amount EURO | IR |
| 1,000 - 49,999 | 1.30% |
| 50,000 - 99,999 | 1.70% |
| 100,000 - 199,999 | 2.10% |
| Over 200,000 | Negotiable |
24-MONTH EURO DEPOSIT
Advantages and features of the deposit
Maturity: 24 months
Currency: EURO
You withdraw the interest on your deposit every year.
Interest Table
| Amount EURO | IR |
| 1,000 - 49,999 | 1.40% |
| 50,000 - 99,999 | 1.80% |
| 100,000 - 199,999 | 2.10% |
| Over 200,000 | Negotiable |
25-MONTH EURO DEPOSIT
Advantages and features of the deposit
Maturity: 25 months
Currency: EURO
You withdraw the interest on your deposit every 5 months or on maturity.
Interest Table
| Amount EURO | IR |
| 1,000 - 49,999 | 2.20% |
| 50,000 - 99,999 | 2.40% |
| 100,000 - 199,999 | 2.80% |
| Over 200,000 | 3.00% |
3 years’ Time Deposit
The main features of the deposits include
Maturity: 36 months
Currency: EURO
Interest liquidation every 3 months, yearly or on maturity.
Interest Table
| Amount EURO | IR |
| 1,000 - 49,999 | 2.20% |
| 50,000 - 99,999 | 2.40% |
| 100,000 - 199,999 | 2.80% |
| Over 200,000 | 3.00% |
Deposits in USD
12-MONTH DEPOSIT WITH PREPAID INTEREST
Advantages and characteristics of the deposit:
Maturity: 12 months
The minimum value to benefit from this offer is 1’000 USD
Benefit from interest upon opening the deposit.
Interest Table
| Amount USD | IR |
| 1,000 - 49,999 | 1.20% |
| 50,000 - 99,999 | 1.60% |
| 100,000 - 199,999 | 2.00% |
| Over 200,000 | Negotiable |
15-MONTH USD DEPOSIT
Advantages and features of the deposit
Maturity: 15 months
Currency: USD
You withdraw the interest on your deposit every 3 months or on maturity
Interest Table
| Amount USD | IR |
| 1,000 - 49,999 | 1.20% |
| 50,000 - 99,999 | 1.60% |
| 100,000 - 199,999 | 2.00% |
| Over 200,000 | Negotiable |
18-MONTH USD DEPOSIT
Advantages and features of the deposit
Maturity: 18 months
Currency: USD
You withdraw the interest on your deposit every 6 months.
Interest Table
| Amount USD | IR |
| 1,000 - 49,999 | 1.30% |
| 50,000 - 99,999 | 1.70% |
| 100,000 - 199,999 | 2.10% |
| Over 200,000 | Negotiable |
24-MONTH USD DEPOSIT
Advantages and features of the deposit
Maturity: 24 months
Currency: USD
You withdraw the interest on your deposit every year.
Interest Table
| Amount USD | IR |
| 1,000 - 49,999 | 1.40% |
| 50,000 - 99,999 | 1.80% |
| 100,000 - 199,999 | 2.10% |
| Over 200,000 | Negotiable |
25-MONTH USD DEPOSIT
Advantages and features of the deposit
Maturity: 25 months
Currency: USD
You withdraw the interest on your deposit every 5 months or on maturity.
Interest Table
| Amount USD | IR |
| 1,000 - 49,999 | 2.40% |
| 50,000 - 99,999 | 2.60% |
| 100,000 - 199,999 | 2.80% |
| Over 200,000 | 3.00% |
3 years’ Time Deposit
The main features of the deposits include
- Maturity: 36 months
- Currency: USD
- Interest liquidation every 3 months, yearly or on maturity.
- Interest Table
| USD | IR |
| 1’000 - 49'999 | 2.40% |
| 50'000 - 99'999 | 2.60% |
| 100'000 - 199'999 | 2.80% |
| Over 200'000 | 3.00% |
______________________
ABI Bank offers the opportunity to choose through different deposit maturities and interest liquidation – monthly, quarterly or yearly, as per your needs.
Deposits are offered in ALL, EUR and USD.
All deposit accounts of any depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its counter value in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.
LIMITED OFFER. SPECIAL CONDITIONS ARE APPLIED.
