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Term Deposits in ALL, EUR dhe USD

Deposits in LEK

12 months’ Time Deposits in LEK

  • The main features of the deposits include
  • Maturity: 12 months
  • Currency: LEK
  • Competitive interest rates
  • Interest Table
                                                                              12 months’ TD
LEK IR
100,000 – 2,499,999 2.40%
2,500,000 - 4,999,999 2.60%
5,000,000 - 9,999,999 2.80%
Over 10,000,000 3.00%

18 months’ Time Deposits in LEK

The main features of the deposits include

  • Maturity: 18 months
  • Currency: LEK
  • Semiannual interest liquidation
  • Interest Table
                                                                            18 months’ TD
LEK IR
100,000 – 2,499,999
 
2.80%
2,500,000 - 4,999,999
 
3.00%
5,000,000 - 19,999,999
 
3.20%
Over 20,000,000
 
3.60%

3 years’ Time Deposit

The main features of the deposits include

  • Maturity: 36 months
  • Currency: LEK
  • Interest liquidation quarterly, yearly or on maturity
  • Interest Table
                                                                              3 Years Time Deposit
LEK IR
100,000 – 2,499,999 2.80%
2,500,000 - 4,999,999 2.90%
5,000,000 - 9,999,999 3.00%
Over 10,000,000 3.20%

            
3 years Progressive Interest Rate Time Deposit

The main features of the deposits include

  • Maturity: 3 years
  • Progressive interest rates up to 8%
  • Deposit interest liquidation: every quarter or every year, as per customer choice
  • Interest Table
Amount Q1 Q2 Q3 Q4 Q5 Q6 Q7 Q8 Q9 Q10 Q11 Q12
100,000-2,499,999 1.00% 1.30% 1.70% 2.00% 2.50% 3.00% 3.50% 4.00% 4.50% 5.50% 6.00% 8.00%
2,500,000-4,999,999 1.20% 1.50% 1.90% 2.40% 2.90% 3.40% 3.90% 4.40% 4.90% 5.50% 6.20% 8.00%
5,000,000-9,999,999 1.40% 1.70% 2.10% 2.60% 3.10% 3.50% 4.00% 4.50% 5.10% 5.70% 6.40% 8.00%
Over 10,000,000 1.60% 1.90% 2.30% 3.00% 3.30% 3.70% 4.20% 4.70% 5.30% 5.90% 6.60% 8.00%

Deposits in EUR

 3 years Progressive Interest Rate Time Deposit

The main features of the deposits include

  • Maturity: 3 years
  • Progressive interest rates up to 5%
  • Deposit interest liquidation: every quarter or every year, as per customer choice
  • Interest Table
Amount Q1 Q2 Q3 Q4 Q5 Q6 Q7 Q8 Q9 Q10 Q11 Q12
1,000 - 19,999 0.70% 0.90% 1.30% 1.50% 1.70% 1.90% 2.20% 2.80% 4.00% 4.30% 4.50% 5.00%
20,000 -49,999 0.90% 1.10% 1.50% 1.70% 1.90% 2.10% 2.40% 3.00% 4.20% 4.40% 4.60% 5.00%
50,000-99,999 1.10v 1.30% 1.70% 1.90% 2.10% 2.30% 2.60% 3.20% 4.30% 4.50% 4.70% 5.00%
Over 100,000 1.30% 1.50% 1.80% 2.00% 2.30% 2.50% 2.80% 3.40% 4.40% 4.70% 4.80% 5.00%
 

12 and 25 months’ Time Deposits

The main features of the deposits include

  • Maturity: 12 and 25 months
  • Competitive interest rates
  • Time deposits up to 25 months, interest liquidation is on maturity or every 5 months.
  • Interest Table
             12 months’ TD              25 months’ TD
EUR IR IR
1'000 - 19'999 0.75% 1.60%
20'000 - 49'999 1.00% 1.80%
50'000 - 99'999  1.25% 2.00%
Over 100'000 1.50% 2.10%

Deposits in USD

3 years’ Time Deposit

The main features of the deposits include

  • Maturity: 36 months
  • Currency: LEK
  • Interest liquidation quarterly, yearly or on maturity
  • Interest Table
USD IR
1’000 - 19'999 2.50%
20'000 - 49'999 2.60%
50'000 - 99'999 2.80%
Over 100'000 3.00%
 

12 and 25 months’ Time Deposits

The main features of the deposits include

  • Maturity: 12 and 25 months
  • Competitive interest rates
  • Time deposits up to 25 months, interest liquidation is on maturity or every 5 months.
  • Interest Table
                                              12 months’ TD             25 months’ TD
  USD  IR  IR
1’000 - 19'999 1.25% 1.75%
20'000 - 49'999 1.50% 2.00%
50'000 - 99'999 1.75% 2.25%
Over 100'000 2.00% 2.50%

______________________

ABI Bank offers the opportunity to choose through different deposit maturities and interest liquidation – monthly, quarterly or yearly, as per your needs.

Deposits are offered in ALL, EUR and USD.

All deposit accounts of any depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its counter value in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.

LIMITED OFFER. SPECIAL CONDITIONS ARE APPLIED.

 

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