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Term Deposits in ALL, EUR dhe USD
CHOOSE THE BEST OFFER AT ABI BANK
* LEK DEPOSIT *
3-YEAR DEPOSIT WITH TIERED INTEREST RATES
Advantages and features of the deposit in LEK currency:
- Maturity: 36 months
- Currency: LEK
- Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest Rate Table:
| Amout | Year 1 | Year 2 | Year 3 | AVG IR |
| 100,000 - 2,499,999 | 4.00% | 3.00% | 2.75% | 3.25% |
| 2,500,000 - 4,999,999 | 4.00% | 3.25% | 3.00% | 3.42% |
| 5,000,000 - 9,999,999 | 4.00% | 3.50% | 3.25% | 3.58% |
| Over 10,000,000 | 4.00% | 3.75% | 3.50% | 3.75% |
* EURO DEPOSIT*
3-YEAR DEPOSIT WITH TIERED INTEREST RATES
Advantages and features of the deposit in EURO currency:
Maturity: 36 months
Currency: EURO
Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest rate table:
| Amount Euro | Year 1 | Year 2 | Year 3 | AVG IR |
| 1,000 - 19,000 | 4.00% | 2.00% | 1.50% | 2.50% |
| 20,000 - 49,000 | 4.00% | 2.25% | 1.75% | 2.67% |
| 50,000 - 99,999 | 4.00% | 2.50% | 2.00% | 2.83% |
| Over 100,000 | 4.00% | 2.75% | 2.25% | 3.00% |
12 MONTH DEPOSIT WITH PREPAID INTEREST
Advantages and characteristics of the deposit:
Maturity: 12 months
Currency: LEK
Interest rate up to 2.5% in LEK
The minimum value to benefit from this offer is 100,000 LEK
Benefit from interests upon opening the deposit.
Interest Table
| Amount | IR |
| 100,000 - 2,499,999 | 1.90% |
| 2,500,000 - 4,999,999 | 2.10% |
| 5,000,000 - 9,999,999 | 2.30% |
| Over 10,000,000 | 2.50% |
15-MONTH LEK DEPOSIT
Advantages and features of the deposit
Maturity: 15 months
Currency: LEK
You withdraw the interest on your deposit every 3 months and at maturity
Interest Table
| 15 months’ TD | |
| LEK | IR |
| 100,000 – 2,499,999 |
2.70% |
| 2,500,000 - 4,999,999 |
2.80% |
| 5,000,000 - 9,999,999 |
2.90% |
| Over 10,000,000 |
3.00% |
3 years’ Time Deposit
The main features of the deposits include
- Maturity: 36 months
- Currency: LEK
- Interest liquidation quarterly, yearly or on maturity
- Interest Table
| 3 Years Time Deposit | |
| LEK | IR |
| 100,000 – 2,499,999 | 2.30% |
| 2,500,000 - 4,999,999 | 2.40% |
| 5,000,000 - 9,999,999 | 2.50% |
| Over 10,000,000 | 2.70% |
EURO DEPOSIT
Are you looking for the best interest rates on the market? At ABI Bank you will find the offer you need!
12-MONTH DEPOSIT WITH PREPAID INTEREST
Advantages and characteristics of the deposit:
Maturity: 12 months
Interest rate up to 1.6% in EUR
The minimum value to benefit from this offer is 1’000 Euro
Benefit from interest upon opening the deposit.
Interest Table:
| Amount | IR |
| 1,000 - 19,999 | 1.00% |
| 20,000 - 49,999 | 1.20% |
| 50,000 - 99,999 | 1.40% |
| Over 100,000 | 1.60% |
EURO DEPOSITS WITH 12 AND 25 MONTH TERM
Advantages and features of the deposit:
Maturity: 12 and 25 months
Competitive interest rate
For 25-month term deposits, you can choose to have interest paid at the end of the deposit's maturity or every 5 months.
Interest Table
| 12 months’ TD | 25 months’ TD | |
| EUR | IR | IR |
| 1'000 - 19'999 | 0.80% | 2.50% |
| 20'000 - 49'999 | 1.00% | 2.70% |
| 50'000 - 99'999 | 1.20% | 2.90% |
| Over 100'000 | 1.40% | 3.00% |
Deposits in USD
3 years’ Time Deposit
The main features of the deposits include
- Maturity: 36 months
- Currency: LEK
- Interest liquidation quarterly, yearly or on maturity
- Interest Table
| USD | IR |
| 1’000 - 19'999 | 2.00% |
| 20'000 - 49'999 | 2.25% |
| 50'000 - 99'999 | 2.50% |
| Over 100'000 | 2.75% |
12 and 25 months’ Time Deposits
The main features of the deposits include
- Maturity: 12 and 25 months
- Competitive interest rates
- Time deposits up to 25 months, interest liquidation is on maturity or every 5 months.
- Interest Table
| 12 months’ TD | 25 months’ TD | |
| USD | IR | IR |
| 1’000 - 19'999 | 1.25% | 1.75% |
| 20'000 - 49'999 | 1.50% | 2.00% |
| 50'000 - 99'999 | 1.75% | 2.25% |
| Over 100'000 | 2.00% | 2.50% |
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ABI Bank offers the opportunity to choose through different deposit maturities and interest liquidation – monthly, quarterly or yearly, as per your needs.
Deposits are offered in ALL, EUR and USD.
All deposit accounts of any depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its counter value in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.
LIMITED OFFER. SPECIAL CONDITIONS ARE APPLIED.
