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Term Deposits in ALL, EUR dhe USD

CHOOSE THE BEST OFFER AT ABI BANK

* LEK DEPOSIT *
3-YEAR DEPOSIT WITH TIERED INTEREST RATES

Advantages and features of the deposit in LEK currency:

  • Maturity: 36 months
  • Currency: LEK
  • Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.

Early withdrawal conditions:

  • No interest is earned if the deposit is withdrawn within the first 18 months.
  • If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
  • If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.

Interest Rate Table: 

Amout Year 1 Year 2 Year 3 AVG IR
100,000 - 4,999,999 4.00% 3.00% 2.75% 3.25%
5,000,000 - 9,999,999 4.00% 3.25% 3.00% 3.42%
10,000,000 - 19,999,999 4.00% 3.50% 3.25% 3.58%
Over 20,000,000 4.00% 3.75% 3.50% 3.75%

* EURO DEPOSIT* 
3-YEAR DEPOSIT WITH TIERED INTEREST RATES

Advantages and features of the deposit in EURO currency:

Maturity: 36 months
Currency: EURO
Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:

  • No interest is earned if the deposit is withdrawn within the first 18 months.
  • If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
  • If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.

Interest rate table:

Amount Euro Year 1 Year 2 Year 3  AVG IR
1,000 - 49,000 4.00% 2.00% 1.50% 2.50%
50,000 - 99,000 4.00% 2.25% 1.75% 2.67%
100,000 - 199,999 4.00% 2.50% 2.00% 2.83%
Over 200,000 4.00% 2.75% 2.25% 3.00%
 

* USD DEPOSIT* 
3-YEAR DEPOSIT WITH TIERED INTEREST RATES

Advantages and features of the deposit in EURO currency:

Maturity: 36 months
Currency: USD
Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:

No interest is earned if the deposit is withdrawn within the first 18 months.
If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.

Interest rate table:

AMOUNT USD YEAR 1  YEAR 2  YEAR 3 AVG IR
1,000 - 49,999 4.00% 2.00% 1.50% 2.50%
50,000 - 99,999 4.00% 2.25% 1.75% 2.67%
100,000 - 199,999 4.00% 2.50% 2.00% 2.83%
Over 200,000 4.00% 2.75% 2.25% 3.00%
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12 MONTH DEPOSIT WITH PREPAID INTEREST

Advantages and characteristics of the deposit:

Maturity: 12 months
Currency: LEK
The minimum value to benefit from this offer is 100,000 LEK
Benefit from interests upon opening the deposit.

Interest Table

Amount IR
100,000 - 4,999,999 2.10%
5,000,000 - 9,999,999 2.40%
10,000,000 - 19,999,999 2.70%
Over 20,000,000 Negotiable

15-MONTH LEK DEPOSIT

Advantages and features of the deposit

Maturity: 15 months
Currency: LEK
You withdraw the interest on your deposit every 3 months or on maturity

Interest Table

                                                                            15 months’ TD
AMOUNT LEK IR
100,000 – 4,999,999
 
2.20%
5,000,000 - 9,999,999
 
2.30%
10,000,000 - 19,999,999
 
2.60%
Over 20,000,000
 
Negotiable

18-MONTH LEK DEPOSIT

Advantages and features of the deposit

Maturity: 18 months
Currency: LEK
You withdraw the interest on your deposit every 6 months.

Interest Table

AMOUNT LEK IR
100,000 - 4,999,999 2.30%
5,000,000 - 9,999,999 2.40%
10,000,000 - 19,999,999 2.75%
Over 20,000,000 Negotiable

24-MONTH LEK DEPOSIT

Advantages and features of the deposit

Maturity: 24 months
Currency: LEK
You withdraw the interest on your deposit every year. 

Interest Table

AMOUNT LEK IR
100,000 - 4,999,999 2.80%
5,000,000 - 9,999,999 2.90%
10,000,000 - 19,999,999 3.00%
OVer 20,000,000 Negotiable

25-MONTH LEK DEPOSIT

Advantages and features of the deposit

Maturity: 25 months
Currency: LEK
You withdraw the interest on your deposit every 5 months or on maturity.

Interest Table

AMOUNT LEK IR
100,000 - 4,999,999 2.20%
5,000,000 - 9,999,999 2.40%
10,000,000 - 19,999,999 2.60%
Over 20,000,000 2.80%

3 years’ Time Deposit

The main features of the deposits include

  • Maturity: 36 months
  • Currency: LEK
  • Interest liquidation every 3 months, yearly or on maturity
  • Interest Table
                                                                              3 Years Time Deposit
LEK IR
100,000 – 4,999,999 2.25%
5,000,000 - 9,999,999 2.50%
10,000,000 - 19,999,999 2.75%
Over 20,000,000 3.00%

EURO DEPOSIT

Are you looking for the best interest rates on the market? At ABI Bank you will find the offer you need!

12-MONTH DEPOSIT WITH PREPAID INTEREST

Advantages and characteristics of the deposit:

Maturity: 12 months

The minimum value to benefit from this offer is 1’000 Euro
Benefit from interest upon opening the deposit.

Interest Table:

Amount EURO IR
1,000 - 49,999 1.20%
50,000 - 99,999 1.60%
100,000 - 199,999  2.00%
Over 200,000 Negotiable

15-MONTH EURO DEPOSIT

Advantages and features of the deposit

Maturity: 15 months
Currency: EURO
You withdraw the interest on your deposit every 3 months or on maturity

Interest Table

Amount EURO IR
1,000 - 49,999 1.20%
50,000 - 99,999 1.60%
100,000 - 199,999 2.00%
Over 200,000 Negotiable

18-MONTH EURO DEPOSIT

Advantages and features of the deposit

Maturity: 18 months
Currency: EURO
You withdraw the interest on your deposit every 6 months. 

Interest Table

Amount EURO IR
1,000 - 49,999 1.30%
50,000 - 99,999 1.70%
100,000 - 199,999 2.10%
Over 200,000 Negotiable

24-MONTH EURO DEPOSIT

Advantages and features of the deposit

Maturity: 24 months
Currency: EURO
You withdraw the interest on your deposit every year. 

Interest Table

Amount EURO IR
1,000 - 49,999 1.40%
50,000 - 99,999 1.80%
100,000 - 199,999 2.10%
Over 200,000 Negotiable

25-MONTH EURO DEPOSIT

Advantages and features of the deposit

Maturity: 25 months
Currency: EURO
You withdraw the interest on your deposit every 5 months or on maturity. 

Interest Table

Amount EURO IR
1,000 - 49,999 2.20%
50,000 - 99,999 2.40%
100,000 - 199,999 2.80%
Over 200,000 3.00%

3 years’ Time Deposit

The main features of the deposits include

Maturity: 36 months
Currency: EURO
Interest liquidation every 3 months, yearly or on maturity. 

Interest Table

Amount EURO IR
1,000 - 49,999 2.20%
50,000 - 99,999 2.40%
100,000 - 199,999 2.80%
Over 200,000 3.00%

Deposits in USD

12-MONTH DEPOSIT WITH PREPAID INTEREST

Advantages and characteristics of the deposit:

Maturity: 12 months

The minimum value to benefit from this offer is 1’000 USD
Benefit from interest upon opening the deposit.

Interest Table

Amount USD IR
1,000 - 49,999 1.20%
50,000 - 99,999 1.60%
100,000 - 199,999 2.00%
Over 200,000 Negotiable

15-MONTH USD DEPOSIT

Advantages and features of the deposit

Maturity: 15 months
Currency: USD
You withdraw the interest on your deposit every 3 months or on maturity

Interest Table

Amount USD IR
1,000 - 49,999 1.20%
50,000 - 99,999 1.60%
100,000 - 199,999 2.00%
Over 200,000 Negotiable

18-MONTH USD DEPOSIT

Advantages and features of the deposit

Maturity: 18 months
Currency: USD
You withdraw the interest on your deposit every 6 months. 

Interest Table

Amount USD IR
1,000 - 49,999 1.30%
50,000 - 99,999 1.70%
100,000 - 199,999 2.10%
Over 200,000 Negotiable

24-MONTH USD DEPOSIT

Advantages and features of the deposit

Maturity: 24 months
Currency: USD
You withdraw the interest on your deposit every year. 

Interest Table

Amount USD IR
1,000 - 49,999 1.40%
50,000 - 99,999 1.80%
100,000 - 199,999 2.10%
Over 200,000 Negotiable 

25-MONTH USD DEPOSIT

Advantages and features of the deposit

Maturity: 25 months
Currency: USD
You withdraw the interest on your deposit every 5 months or on maturity. 

Interest Table

Amount USD IR
1,000 - 49,999 2.40%
50,000 - 99,999 2.60%
100,000 - 199,999 2.80%
Over 200,000 3.00%

3 years’ Time Deposit

The main features of the deposits include

  • Maturity: 36 months
  • Currency: USD
  • Interest liquidation every 3 months, yearly or on maturity. 
  • Interest Table
USD IR
1’000 - 49'999 2.40%
50'000 - 99'999 2.60%
100'000 - 199'999 2.80%
Over 200'000 3.00%

______________________

ABI Bank offers the opportunity to choose through different deposit maturities and interest liquidation – monthly, quarterly or yearly, as per your needs.

Deposits are offered in ALL, EUR and USD.

All deposit accounts of any depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its counter value in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.

LIMITED OFFER. SPECIAL CONDITIONS ARE APPLIED.

 
 
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