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Saving Account

1. Standard Saving Account

Standard Saving Account is offered in ALL, EUR, and USD.

Opening an account is commission free, there are zero operational commissions.

Minimum balance to earn interest is ALL 10,000, EUR 100, USD 100.

Deposits are unlimited, and no commissions are applied by any branch of ABI.

Credit interest calculation: interest is calculated on the daily account balance at the end of each day.

Interest is credited to the account twice a year and no debit interest is applied to this account.

2. Periodic Interest Liquidation Saving Account

Interest is earned on savings during which time one can make unlimited deposits and withdrawals while respecting the minimum account balance. Zero commission is applied when opening an account.

Interest is calculated on the balance at the end of the day and credited to the account in January and July each year the account is active.

Accounts can be opened in the currencies of ALL, EUR, and USD.

With the opening of the account, you can apply for a VISA Electron debit card and a VISA Gold credit card.

3. Child Saving Account

A Child Savings Account is a savings account for children under the age of 18 years. This type of deposit offers the possibility to deposit money without restriction and make withdrawals up to 30% of the amount of the balance, by legal representatives.

The savings account is administered by the legal representative of the child, who has the right to operate the deposit up to the age of 18 years. The maximum age of the child at the time of opening the deposit is 14 years.

Currencies: ALL, EUR, and USD.

Account opening is commission free and no maintenance and operational fees apply.

Minimum balance to earn interest: ALL 5,000, EUR 50, USD 50.

Deposits are unlimited, and no commissions are applied by any branch of ABI.

Cash withdrawal up to 30%, with zero commission in any branch of ABI.

Credit interest calculation: interest is calculated on the daily account balance at the end of each day.

Interest is credited to the account twice a year and no debit interest is applied to this account.

For interest rates, please read the Terms and Conditions.

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Our bank is a member of the Deposit Insurance Agency.

All deposit accounts of any corporate depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its countervalue in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.

For more information, please visit: Deposit Insurance Agency.

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