Individuals

1. Standard Saving Account

Standard Saving Account is offered in ALL, EUR, and USD.

Opening an account is commission free, there are zero operational commissions.

Deposits are unlimited, and no commissions are applied by any branch of ABI.

Credit interest calculation: interest is calculated on the daily account balance at the end of each day.

Interest is credited to the account twice a year and no debit interest is applied to this account.

2. Periodic Interest Liquidation Saving Account

Interest is earned on savings during which time one can make unlimited deposits and withdrawals while respecting the minimum account balance. Zero commission is applied when opening an account.

Interest is calculated on the balance at the end of the day and credited to the account in January and July each year the account is active.

Accounts can be opened in the currencies of ALL, EUR, and USD.

With the opening of the account, you can apply for a VISA Electron debit card and a VISA Gold credit card.

For interest rates, please read the Terms and Conditions.

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Our bank is a member of the Deposit Insurance Agency.

All deposit accounts of any corporate depositor in the Republic of Albania held with the American Bank of Investments (ABI) shall be secured by the Deposit Insurance Agency (ASD), up to ALL 2,500,000 (two million five hundred thousand) or its countervalue in foreign currency, according to the provisions set forth in Law no. 53/2014, “On Deposit Insurance”, as amended.

For more information, please visit: Deposit Insurance Agency.