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Advance Payment - Overdraft

If your income does not meet your current financial needs and overdraft will help you pay for it.

What is Overdraft?

An Overdraft is an advance payment through which ABI clients are offered the option of withdrawing from their personal account more money than they currently have in balance.


  • Overdraft duration up to 10 years. Yes yes!10 years!
  • Benefit up to three net salaries in ALL, EUR and USD.
  • Overdraft limit up to ALL 500'000 / EUR 5'000 / USD 5'000
  • Quick approval procedures
  • Flexibility in timing and making payments, according to customers' preferences.

Required Documentation:

  • Identification document
  • Payroll Account Statement

For more detailed information about Credit Interests see Price List.


*) If the interest rate on the loan depends on EURIBOR and the EURIBOR value falls below zero, this value will be considered zero for calculating the interest rate