Individuals

Cash Collateral Overdraft is a fast loan, designed to meet your short-term needs.

With this loan, you can withdraw part of your own term deposit and can repay the principal on the maturity date of the time deposit.

Advantages:

• No guarantor required.
• Continue to earn interest on your deposit.
• Zero commission for early repayment.

Cash Collateral Overdraft Features:

• Minimum amount: ALL 100'000 / EUR 1'000 / USD 1'000
• Maximum amount: up to 90% of deposit
• Cash Collateral Overdraft is offered in ALL, EUR and USD.
• Loan and deposit will be in the same currency

The loan repayment period continues until the term deposit maturity.
This is a loan dedicated to all individual clients who have a deposit with ABI.

Documentation:

• Identification document
• Copy of time deposit contract.

For more information on Precontractual Information Sheet, please refer to the documentation below. For more detailed information about Loan Interests see Price List.

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*) If the interest rate on the loan depends on EURIBOR and the EURIBOR value falls below zero, this value will be considered zero for calculating the interest rate

You may need these documents: