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Time Deposit Accounts

Term (time) deposits are offered to all customers who wish to take advantage of the high interest rates available at American Bank of Investments by depositing an amount of money that remains unaffected by the client for a predetermined time.

  • Term deposit is offered for maturities of 1, 3, 6, 9 months, up to 1, 2, 3 years.
  • Term deposit currency accepted are ALL, EUR and USD
  • Minimum amount required is ALL 50,000, EUR 500, USD 500
  • Interest is transferred to the account on the day of maturity.
  • Term deposit offers auto-renewal option. You may choose earned interest to be renewed with the deposit or transferred to your account.

For more information refer to Interest Rates Bulletin.


All deposit accounts of any corporate depositor in the Republic of Albania held with the American Bank of Investments shall be secured by the Deposit Insurance Agency (ASD) up to ALL 2,500,000 (two hundred and five hundred thousand) or its counter-value in currency. foreigners, according to the provisions set forth in law no. 53/2014, “On Deposit Insurance” as amended.

For more information please visit: Deposit Insurance Agency.